Mortgage companies base the escrow on an estimate of property taxes at the time of the closing. Property taxes normally increase each year due to the increase in the millage rate. If you experienced a large increase it could be due to the mortgage company estimation your taxes as owner occupied and you have not applied for the owner occupied rate.
If this is your legal residence please complete the Legal Residence Application. Submit this application with all information required by email [email protected]tygov.com , by mail, or in the Assessor Office located on the second floor of the Government Center in York.
Legal Residency Application